In a move to be more environmentally friendly, Australia has seen an uptake in the sale of electric vehicles, with the Federal Chamber of Automotive Industries in Australia reporting that the number of electric vehicles sold in 2023, had increased by 161.1% from the year prior, in 2022. With this increase in electric vehicles, and […]

In addition to our professional indemnity insurance, informed by Planned Cover provides a contract review service to help consultants understand the insurance and risk implications of professional services agreements. By reviewing approximately 1,300 contracts every year, it allows us to consider trends in client-drafted contracts, and gives us a general understanding of the construction industry. In 2024, this […]

How many times have you been asked to provide a certificate? The form can differ and might not even be labelled a certificate. It may be an innocent looking letter or form which your client labels as “standard” or “housekeeping”. Essentially, a “certificate” captures any written statement whereby you are making, or attesting to, some […]

Back in 2004-2005, the fallout from the collapse of large insurer HIH/FAI was still reverberating through the economy and rendering liability insurances unaffordable for many businesses. In response, governments across Australia developed legislation to provide professionals with some level of protection against very large claims. The most significant reform was a topic we’ve covered in […]

Well here we are! The Design and Building Practitioners Act 2020 (NSW) and the Design & Building Practitioners Regulations 2021 (NSW) along with the Design and Building Practitioners Amendment (Miscellaneous) Regulation 2022 (NSW) (collectively the “DBP Act”) are no longer the new kids on the block for architects and engineers in the construction industry. However, […]

When a client approaches you to start work on a new project, one of the first things that you need to do is formalise the terms of the engagement. Obviously, the best way to put yourself in the most favourable position, from a risk management perspective, is to be engaged under your own terms and […]

At informed by Planned Cover, our success story is about the dedicated and passionate team that drives us forward. The team has grown exponentially with more expertise and skill than ever providing insured clients with our highly valued risk management and educational advice on your professional indemnity insurance. Get to know the talented individuals behind […]

Our suite of Practice Guides are a handy resource to help identify risk management solutions for some common risk areas in the industry. They cover over 50 topics, from Novation to Unfair Contract Terms, and we use the quieter month of January to update a selection of them each year. In 2024, we have made […]

Have you been in a position where a claim has been made against you? If you have, you will no doubt be familiar with the term “discovery”. If you haven’t, it is something you should be aware of as the steps you take right now matter and can help defend any claim and streamline the […]

With lockdown and COVID visible in our rearview mirror, 2023 was a year of contradictions with both increased spending and cost control, personally and professionally. We started the year off with our popular Webinar, The Claims Experience, by our experienced Claim Managers from Focus Underwriting, Adele Monaco and Hayley Davani, who discussed their recent claims […]